6M Average CD Rates by Year
6M average rate across all years: 3.761
| Cal. Year | 6Mo Term |
| 1993 | 3.780% |
| 1994 | 5.050% |
| 1995 | 6.239% |
| 1996 | 5.742% |
| 1997 | 5.928% |
| 1998 | 5.641% |
| 1999 | 5.598% |
| 2000 | 6.855% |
| 2001 | 4.344% |
| 2002 | 2.546% |
| 2003 | 1.683% |
| 2004 | 2.164% |
| 2005 | 3.740% |
| 2006 | 5.280% |
| 2007 | 5.364% |
| 2008 | 3.684% |
| 2009 | 1.342% |
| 2010 | 0.641% |
| 2011 | 0.480% |
| 2012 | 0.466% |