4Y Average CD Rates by Year
4Y average rate across all years: 4.747
| Cal. Year | 4Y Term |
| 1993 | 5.525% |
| 1994 | 7.077% |
| 1995 | 7.019% |
| 1996 | 6.299% |
| 1997 | 6.625% |
| 1998 | 5.940% |
| 1999 | 5.950% |
| 2000 | 7.336% |
| 2001 | 5.451% |
| 2002 | 4.532% |
| 2003 | 3.417% |
| 2004 | 4.040% |
| 2005 | 4.805% |
| 2006 | 5.591% |
| 2007 | 5.489% |
| 2008 | 4.311% |
| 2009 | 3.150% |
| 2010 | 2.371% |
| 2011 | 1.719% |
| 2012 | 1.295% |