3Y Average CD Rates by Year
3Y average rate across all years: 4.582
| Cal. Year | 3Y Term |
| 1993 | 5.139% |
| 1994 | 6.026% |
| 1995 | 7.056% |
| 1996 | 6.286% |
| 1997 | 6.453% |
| 1998 | 6.078% |
| 1999 | 5.909% |
| 2000 | 7.339% |
| 2001 | 5.213% |
| 2002 | 4.244% |
| 2003 | 3.098% |
| 2004 | 3.429% |
| 2005 | 4.517% |
| 2006 | 5.535% |
| 2007 | 5.553% |
| 2008 | 4.099% |
| 2009 | 2.796% |
| 2010 | 2.059% |
| 2011 | 1.358% |
| 2012 | 1.088% |