A Message to Readers (from the FDIC)
You probably think of loans and credit cards as services — as ways to borrow money and buy things. And of course, you're right about that. But given the astounding array of credit-related services available today, with their varying degrees of complexity and costs, it's smart to think of mortgages, credit cards and auto loans as products — tangible items that you should research and compare before you buy, and then use with care.
The Federal Deposit Insurance Corporation wants to help you reap the benefits of loans and credit cards at the lowest possible costs. That's why this special edition of our quarterly FDIC Consumer News is a collection of 51 simple, practical tips and other guidance that can help you save hundreds, if not thousands, of dollars.
In this special edition you'll find ideas and information on topics such as how to: get the best possible interest rates on loans and credit cards; avoid paying unnecessary fees; find "emergency" loans at affordable prices; and steer clear of credit-related rip-offs and scams.
At the FDIC, we not only help keep your money safe in insured bank accounts, we also want to help you keep more of your money.
Simple strategies for cutting costs any time
Special Tips
For More Help or Information on Loans and Credit Cards
This newsletter was reprinted from FDIC Consumer News. Find current and past issues of FDIC Consumer News at www.fdic.gov/consumernews. Refer to this same index to locate the issues that are specially formatted for being reprinted in any quantity.