14-mo at 1.93% APY. Bauer — 3-Stars. TheStreet — B-.
FDIC Insured Bank.

2-year at 2.49% APY. Bauer — 4-stars. TheStreet — D+. This is sort of an enigma. We use a third rating system that also rates them above average. I looked at the data and they did have quite a charge off and the reserves they have set aside may not cover future loan losses. So TheStreet may actually be the better rating. Of course, they are FDIC insured.

$100,000 minimum. Call and mention the blog post for a 20% discount on our fee (0.12% instead of 0.15%). Our number is 800-234-4605.

Looking for free rate information:
Acacia Federal Savings Bank — 15mo at 1.64%.

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Have a great weekend. My youngest daughter will be doing a ballet performance.

Have any good deals, share them.
cd :O)

Institutional CD Rate

Northeast Community Bank — FDIC# 29147.
1-year CD at 2.79% APY
18-month CD at 3.05% APY

Their stats look healthy and the rating system we use gives them 5-stars.

They need a copy of your driver’s license and a second form of ID sent in the mail after the on-line process is completed.

Visit their website. Click the open Your NECB account link. The rate isn’t locked in, until they receive the funds.

Let me know how it goes. I also came across this site with some good money advice.

cd :O)