Archive for the ‘Bank CD Rates’ Category

Top 5 Long-term CDs with decent Early Withdrawal Penalties

Tuesday, March 1st, 2016

Before the nitty-gritties, our focus is institutional investors such as banks and credit unions. We don’t give out the names of the banks and/or credit unions on our site, as that is how we make our income. We aim to serve and help investors manage their CD portfolios. We only work with FDIC insured banks [Read More…]

January CD Rate Update

Friday, January 25th, 2013

I have updated our average CD Rate graph, adding the week of January 21, 2013. Sorry that we have been quiet for a bit. Just trying to figure out what direction to go with the site. I love writing and providing rate info, but just not sure we are making the connection we desire. So [Read More…]

October 2012 CD Rate Update

Tuesday, October 16th, 2012

I have updated our average CD Rate graph, adding the week of October 3rd. I survey the top 30 banks and credit unions that are available in the national market. In the last post, I picked on the credit unions a bit. They had no rates in the top 10 on a 1-year CD. They [Read More…]

1-year CD Rates vs. 5-year CD Rates – A Case Study

Tuesday, August 28th, 2012

One of our clients recently rolled over a CD that they have held at the same bank since Feb 2000. They have primarily rolled for a 1-year CD Term; except for the last few years where they have extended a little to boost their yield a bit. With real data in hand, we can present [Read More…]

August 2012 CD Rate Update

Wednesday, August 1st, 2012

One of the big long-term CD Rate players (Pentagon Credit Union) reduced their 5-year and 7-year rates today. Pentagon typically only changes rates at the beginning of the month (although they have lowered rates a few times mid-month, when a special was getting too much attention or the Fed had a surprise cut). They lowered [Read More…]

May 30 CD Rates

Wednesday, May 30th, 2012
I figured providing a post on where the top rates are this week might be helpful for our loyal readers. Remember, if you find a good rate, let me know. Others may be able to take advantage of it as well. A reader recently shared City County CU. It turned out to be local to [Read More…]

SunTrust Bank Review

Tuesday, March 27th, 2012
From our good friends at And I actually do count Ken as a friend. We have shared content and emails before on various subjects. For other bank reviews, Click Here for the blogs main page or Here for our placement service. SunTrust Bank is quite a large bank with branches primarily in the South [Read More…]

Zombie CD Rates and the Coming Apocalypse

Thursday, March 1st, 2012
First, forgive the dramatic title; just having some fun. Two different people mentioned a similar topic though and I felt like it would be entertaining and informative. Are these low rates turning us into Zombies? Can we battle against the forces of darkness and retain our wits? Finally, are we doomed and really just prolonging [Read More…]

CIT Bank – Bank Rates Review

Thursday, February 2nd, 2012
CD Rates Menu Live First, I made the new CD Rates menu live ahead of schedule. So now when you are on the blog, you’ll be able to select which term you are looking for and a list of federally insured banks and credit unions will be displayed. It is sorted highest to lowest of [Read More…]

Some Good CD Rates

Monday, September 26th, 2011
While searching the internet I came across some good rates for you. I decided to go ahead and link directly to the sites I found them on. I have actually corresponded with the owner of DepositAccounts. US Senate FCU has a 5-year CD at 3.33% APY, 4-year at 2.79%, 3-year at 2.23%. Those are the [Read More…]