F & M Bank and Trust – Review

October 31st, 2011

f&m bank & trust logo

F & M Bank and Trust Company has a very basic banking site. There is a login which in theory would provide more access to other tools, but without an account, I can’t review it. They were established in 1948 and have been FDIC insured since 1950.

FDIC#16916
Stats Updated:06/11
Star Rating:1 (*)
Assets:$101.8MM
Equity:$8.8MM
Capital Ratio:8.57%
Profits(loss):(420K) 6-months
 
Phone#:(706) 846-8415
Contact:
Address:142 W. Main Street
Manchester, GA 31816
Website:http://www.fmbankandtrust.com/

F & M Bank and Trust Company has five options on their main site: 1) Security 2) Contact us 3) Privacy 4) Questions and 5) Begin Banking. No rates or account type information is available on the public site. They aren’t a very large bank so probably have some very loyal depositors that don’t need all the flash, etc. On the other hand, they do have an operating loss and lost money the last couple of years as well. It may be time for an upgrade to their on-line offerings. I did send a request for their rates and stuff. If I get a response I will post them.

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18-Months:—-%
2-Year:—-%
3-Year:—-%
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Happy Rate Searching!!!

I did post a new IRA FAQ, check it out.

cd :O)

-- By +Chris Duncan

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